How We Help

We believe that life is for living, and that money is just the tool that helps you live. But... you've got to make sure that everything is working as it should. That means giving your finances a proper tune up once in a while to ensure the best performance.

The financial world is complex and it can be difficult to stay on top of it all, making sure every element is effective and appropriate, whilst ensuring that fees and other costs are competitive. Plus, everybody is different, with their own goals and objectives in life, so there's no 'one-size fits all' solution. 

Financial Advisers can assist with one or many elements of the below, helping you to make the right decisions for your life. 

At Hall & Melia Wealth, our aim is to ensure you can get on with life, safe in the knowledge that you're on the right path to financial freedom. 

Superannuation is something we all have, but we don't give enough attention to. It's our primary retirement savings vehicle, and with contributions taxed at 15% for almost everybody, one of the most tax effective ways to save.

Life doesn't always go to plan, you may end up ill, injured or unable to work. Effective personal insurance can mean that you and your loved ones won't also suffer financial ruin. Could you or your family continue their lifestyle if you passed away, suffered serious illness or were unable to work for a period of time?

The harsh reality is that there is no person alive today who will not die at some point in the future.  This means that having to deal with a person’s estate is not only a possible event, it is inevitable.

 Estate planning has several facets;

* The right legal instruments - Wills, Powers of Attorney, superannuation nominations etc.

* A detailed record of the information that is required to administer the estate; and

* A personalised action plan to handle estate events.